Ficoforum (2024)

1. myFICO® Forums

  • Understanding FICO® Scoring

  • (3 Items)

2. FICO Forum - Welcome - myFICO

  • Get the score that lenders use most, from the company that invented it. myFICO provides you immediate access to your FICO score and credit report online.

  • Get the score that lenders use most, from the company that invented it. myFICO provides you immediate access to your FICO score and credit report online.

FICO Forum - Welcome - myFICO

3. Home - FICO

Home - FICO

4. FICO: Applied Intelligence – Powering Your Customer Connections

  • Community · FICO Score · About Us · Contact Us

  • FICO is the world’s leading provider of analytics software, solutions and services that transform the way organizations understand their customers and optimize business processes around them.

FICO: Applied Intelligence – Powering Your Customer Connections

5. Fair Isaac Corporation (FICO) Stock Forum & Discussion - Yahoo Finance

  • Find the latest Fair Isaac Corporation (FICO) stock discussion in Yahoo Finance's forum. Share your opinion and gain insight from other stock traders and ...

  • Find the latest Fair Isaac Corporation (FICO) stock discussion in Yahoo Finance's forum. Share your opinion and gain insight from other stock traders and investors.

Fair Isaac Corporation (FICO) Stock Forum & Discussion - Yahoo Finance

6. FICO-Forum | Drei Gleichen - Facebook

7. FIĆO FORUM

  • Forum posvećen ljubiteljima fiće.

  • Forum posvećen ljubiteljima fiće.

FIĆO FORUM

8. Understanding Your FICO Auto Score - Car and Driver

  • Jan 18, 2023 · A basic FICO score measures how reliable you are at paying back debts. An auto loan FICO score specifically measures your ability to pay back ...

  • What is a FICO auto score? Read on to learn more.

Understanding Your FICO Auto Score - Car and Driver

9. Getting fed up with the my fico forum. - CreditBoards

  • Jan 5, 2014 · Credit Card Companies run people's info all the time without their consent to generate pre-approval offers, but I guess that's different according to them.

  • Got warned once because I showed the "backdoor" links to CB's that are on flyertalk. I guess discussing how to get your CR for free by disputing is not allowed there. Got warned as my "last chance" because I was talking about using my neighbors address on the shopping cart trick. Reason was "ille...

Getting fed up with the my fico forum. - CreditBoards

10. Access Your Free FICO Score | Florida Credit Union

  • Accessing your score is easy. Simply log into your FCU Anywhere online or mobile banking and select FICO® Score from the Financial Planning menu.

  • At Florida Credit Union we know understanding your FICO Score can help you achieve and maintain credit goals. Learn more about accessing your FICO Score.

Access Your Free FICO Score | Florida Credit Union
Ficoforum (2024)

FAQs

How reliable is the FICO score? ›

Lenders know what they are getting when they review a FICO Score. FICO Scores are trusted to be a fair and reliable measure of whether a person will pay back their loan on time. By consistently using FICO Scores, lenders take on less risk, and you get faster and fairer access to the credit you need and can manage.

Can I buy a house with a 755 credit score? ›

Buying a home with a 755 credit score may be possible; however, it could be more challenging than if you had an excellent credit score. Some lenders may require a larger down payment, charge higher interest rates or have stricter loan terms.

What is the riskiest FICO score? ›

Borrower risk profiles
  • Deep subprime (credit scores below 580)
  • Subprime (credit scores of 580-619)
  • Near-prime (credit scores of 620-659)
  • Prime (credit scores of 660-719)
  • Super-prime (credit scores of 720 or above)

Is Experian or FICO more accurate? ›

Simply put, there is no “more accurate” score when it comes down to receiving your score from the major credit bureaus.

Why is my FICO score 100 points higher than Credit Karma? ›

Your FICO Score is a credit score. But if your FICO score is different from another of your credit scores, it may be that the score you're viewing was calculated using one of the other scoring models that exist.

Do lenders use FICO or Vantage? ›

For the majority of lending decisions most lenders use your FICO score. Calculated by the data analytics company Fair Isaac Corporation, it's based on data from credit reports about your payment history, credit mix, length of credit history and other criteria.

What credit score is needed to buy a $400,000 house? ›

For a $400,000 home, you'll likely need a good to excellent credit score: 740+: Best rates and terms. 700-739: Slightly higher rates. 660-699: Higher rates, may require larger down payment.

What credit score is needed to buy a $300K house? ›

What credit score is needed to buy a $300K house? The required credit score to buy a $300K house typically ranges from 580 to 720 or higher, depending on the type of loan. For an FHA loan, the minimum credit score is usually around 580.

What is a realistic credit score to buy a house? ›

Credit score is certainly not the only factor at play when lenders look at mortgage applications, but generally, a higher score will allow you to secure a lower mortgage rate. Typically, conventional lenders want to see a score of at least 620.

Can I buy a house with a 747 credit score? ›

Having said that, your credit score is a very important piece of the puzzle, and a 747 credit score should qualify you for an excellent mortgage rate. To illustrate this, as of Nov. 1, 2022, the average mortgage APR in the U.S. was approximately 7.1%.

How big of a loan can I get with a 750 credit score? ›

You can borrow $50,000 - $100,000+ with a 750 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

What credit score to buy a car? ›

Key Takeaways. Your credit score is a major factor in whether you'll be approved for a car loan. Some lenders use specialized credit scores, such as a FICO Auto Score. In general, you'll need at least prime credit, meaning a credit score of 661 or up, to get a loan at a good interest rate.

Is FICO your real credit score? ›

Is "credit score" the same as "FICO® score"? Basically, "credit score" and "FICO score" are all referring to the same thing. A FICO score is a type of credit scoring model. While different reporting agencies may weigh factors slightly differently, they are all essentially measuring the same thing.

Is it possible for a FICO score to be wrong? ›

Although it's rare, mistakes happen, and it is possible that incorrect information on your credit report—such as inaccurate personal data or payment history—is causing your scores to drop.

How do I know if my FICO score is accurate? ›

Keep an eye on all three credit reports for errors that could be affecting your credit score. Regularly check both your FICO score and your VantageScore and, before applying for a line of credit, ask the lender which scoring model and version it uses.

Is FICO or Credit Karma more accurate? ›

Overall, Credit Karma may produce a different result than one or more of the three major credit bureaus directly. The slight differences in calculations between FICO and VantageScore can lead to significant variances in credit scores, making Credit Karma less accurate than most may appreciate.

Top Articles
Latest Posts
Recommended Articles
Article information

Author: Rev. Porsche Oberbrunner

Last Updated:

Views: 6123

Rating: 4.2 / 5 (73 voted)

Reviews: 80% of readers found this page helpful

Author information

Name: Rev. Porsche Oberbrunner

Birthday: 1994-06-25

Address: Suite 153 582 Lubowitz Walks, Port Alfredoborough, IN 72879-2838

Phone: +128413562823324

Job: IT Strategist

Hobby: Video gaming, Basketball, Web surfing, Book restoration, Jogging, Shooting, Fishing

Introduction: My name is Rev. Porsche Oberbrunner, I am a zany, graceful, talented, witty, determined, shiny, enchanting person who loves writing and wants to share my knowledge and understanding with you.